Everyday accounts, made simple

Our personal accounts cover everything day-to-day: a transaction account for spending, debit cards and instant transfers, an interest-bearing savings account, and fixed-term deposits for when you want a set return over an agreed period.

• To cover everyday needs, pair a current (transaction) account with a savings account.
• Complementary accounts that work together to cover every side of your cash flow.
• Instant access to cash, free day-to-day transactions, and fee-free currency conversion are just a few of the benefits — visit individual account pages for more information.
• Except for the Cash Hub Account, which can only have two joint account holders, other personal accounts can have up to four joint account holders.